Legal INSURance or ASSISTance?

Legal assistance and legal expense insurance are two very different products. The table below presents the main characteristics of each one of them.

 

INSURance

ASSISTance

Description Allows you to hire a lawyer to advise you, take legal action and represent you in court if necessary Only give information over the phone
The lawyer
The insured person chooses a lawyer Call center
Telephone assistance Unlimited Unlimited
Coverage Depending on your contract, includes legal fees, expertise, and other fees, up to $ 5,000/dispute and up to $15,000/year No compensation
Provider Insurance company or broker
(related to a home or a car insurance policy)
Insurance company or broker
Premium Around $4 / month $0
(Usually included in a package)

 

More details about legal insurance in our FAQ section